22 Ways to Make Money Online, Offline and at Home

 

 Here’s how to make money with a side gig and how long it will take to see the extra income.
The sting of inflation may have you pondering how to make some extra income. If you have the time and energy, you can put your skills and passions to work with a side hustle.

NerdWallet rounded up 25 real ways to make money at home, online or out and about. For each potential side job, we list details like what it takes to get started, age requirements and how fast you can get paid. While most people want to make money fast, don’t discount the “slow” gigs, as they may pay more in the long run.
How to make money online
1. Pick up freelance work online

Make money online through websites such as Upwork, Fiverr and Freelancer.com. These sites offer opportunities to do a variety of freelance jobs, such as writing, programming, design, marketing, data entry and being a virtual assistant. Fluent in a second language? Check sites such as Gengo or Blend Express, or drum up business through a site of your own. No matter what freelancing you do, keep track of the going rate for the kind of work you provide so you know what to charge. Learn how to get started on Upwork.

A recent report from Freelancer.com found that creative writing jobs had the fastest growth in listings on its site in the second quarter of 2023, up 58%. And although generative artificial intelligence (AI) is being used more for content creation, it can’t fully do the work of human writers. Companies are looking for writers who know how to edit AI content and who have at least a basic understanding of search engine optimization — learning or beefing up SEO skills could be a lucrative side hustle. Some freelancers are charging $100 an hour or more for their freelance writing services.

Total time: It can take a while to get your first gig.
Setup: 24-48 hours.
How easy to start: Easy, if you have the expertise.
How fast you'll get paid: Varies by site.
2. Test websites and apps

Another way to make money from home is on sites like UserTesting.com. You get paid for your thoughts on how well — or not so well — certain websites and apps work. You’ll have to complete a short test to be accepted, then you’ll be paid depending on the test type.

Total time: Approval time can vary.
Setup: Less than an hour.
How easy to start: Easy, if you have the tech gear and complete a sample test.
Age threshold: 18+.
How fast you'll get paid: 14 days.
3. Learn to use AI tools

The use of generative artificial intelligence is on the rise. A recent report from PwC estimates that the North American economy will see a $3.7 trillion impact by 2030, thanks to the AI market.

So there’s no better time to learn how to make money by using AI tools. Some AI-related side hustles include:

    Integrating AI tools as a freelancer, to help you create digital products or to edit AI content for a client.

    Improving your advertising, marketing efforts and management of your existing small business.

    Teaching others to use AI tools.

Total time: Depends on demand.
Setup: Around 24-48 hours if using a site like Upwork or Freelancer.com.
How easy to start:  If you’re already familiar with AI tools, it will be easier to get started.
Age threshold: 16+ for Freelancer.com and 18 for Upwork.
How fast you'll get paid: Varies by client or the number of products you sell and your chosen platform.
4. Take surveys for money

You can make money from home by taking online surveys, but don’t expect to earn a lot. Survey sites don’t typically offer a big payoff, and many sites are more useful for earning gift cards than cash. Some of the more popular survey sites include Swagbucks and Survey Junkie. Read our analysis of survey sites to find out which one is best suited for you.

Total time: It will take a while.
Setup: Just minutes.
How easy to start: Very. Just register and begin.
Age threshold: 13 to 18+.
How fast you'll get paid: Varies by site.
5. Make money from your blog with affiliate links

If you’re a blogger who gets decent traffic, you could make money by joining an affiliate network. Affiliates (that’s you) get paid when someone clicks through from the website to the partner site and buys something there. Some bloggers make a lot of money this way, particularly those who do affiliate marketing full-time. Read more about affiliate marketing and other ways bloggers can make money.

Total time: It can take quite a while to build an audience.
Setup: With blog templates, building a site is easy.
How easy to start: While getting started can be easy, creating regular content may be another matter.
Age threshold: Any.
How fast you'll get paid: A month or two, on average.
6. Sell your wares on Etsy

Have a penchant for woodworking, jewelry-making, embroidery or pottery? Sell your crafts on Etsy, the go-to site for artisans selling home goods, art and knickknacks. According to Etsy, the company has 95 million active buyers, and grossed over $13 billion in merchandise sales in 2022. Learn more about how to make money on Etsy.

Total time: It might take quite a while for customers to find you.
Setup: Can be quite involved.
How easy to start: Leaning toward "hard" on the difficulty meter.
Age threshold: 13+.
How fast you'll get paid: From the next day to seven days after a sale.
7. Self-publish an e-book

Writing a good book is tough, but the internet makes it easy to bring it to market. If you’re a writer who can churn out pages, you can use Amazon’s Kindle Direct Publishing to sell your books(s) on the Kindle store. It’s free to publish a book, and you can earn up to 70% of each sale in royalties. Write your book, enter a clear description and the details to be displayed and upload your manuscript. Set the price and see if it sells.

Total time: How fast can you type? We don’t have to tell you writing a book can be a slog.
Setup: Quick and easy on KDP once the book is ready.
How easy to start: Just start writing.
Age threshold: 18+.
How fast you’ll get paid: Monthly, after you meet the $100 threshold.
8. Get advertising revenue from your blog or YouTube channel

Turn your cat videos into cash videos. If your YouTube videos or blog posts draw a big audience, you may be able to make money from advertising. YouTube sets 1,000 subscribers as the benchmark for applying to the YouTube Partner Program if you want to place ads on your channel. You can apply with 500 subscribers for other monetizing features like channel memberships. You can also use Google’s AdSense, the same ad platform on YouTube, to put relevant ads on your blog or website for earning potential. Read more about how to make money on YouTube and Google AdSense.

Total time: It can take several weeks to get up and running.
Setup: Fairly easy.
How easy to start: Depends on how good you are at producing interesting videos.
Age threshold: 18+.
How fast you'll get paid: Could take a long while to earn the first payout; then monthly.
9. Become an Instagram influencer

Companies are using Instagram influencers — people with large, dedicated followings on the platform — to rep their products. You can get in on the action by applying for opportunities via a marketing platform like Open Influence or Aspire, or by contacting the brands you want to work with. Read more about how to make money on Instagram. (You can also make money on TikTok this way.)

Total time: You'll need to stick with it.
Setup: Quick and easy.
How easy to start: Not that easy. Read: Must build following to gain influence.
Age threshold: 13+.
How fast you'll get paid: Varies on partnerships.

10. Monetize your Twitch channel

Gaming could be a way to make money from home if you have a steady following on Twitch, the go-to site for gamers. Streamers can receive donations from viewers and even get a share of subscription and ad revenue if they reach Affiliate or Partner status. Learn more about how to make money on Twitch.

Total time: This can be a long game.
Setup: Quick and easy.
How easy to start: Easy to start; takes a while to build a following.
Age threshold: 13+.
How fast you'll get paid: Monthly.
11. Sell your photography

Turn your photographs into cash via sites like Fine Art America, which lets you upload your images to sell as prints, T-shirts, phone cases and more. Other marketplaces for photographers include SmugMug, 500px and PhotoShelter. Some sites require a subscription but may provide features ranging from cloud storage to password-protected galleries and a customized website.

Total time: Buyers need to find you — and like your work.
Setup: Just a few hours.
How easy to start: If you have a library of photos, you're on the way.
Age threshold: Varies.
How fast you'll get paid: Depends on your sales platform.
How to make money from home

Some side hustles don't even require you to leave the house. Or if they do, it might just be a short walk around the block with a furry friend. Working from home requires a little creativity and a stick-to-it spirit. Here are some excellent ideas for side gigs from home:
12. Become a dog walker with Rover or Wag

Love dogs? Choose dog walking as a beginner's way to make money. Apps like Wag and Rover offer on-demand dog walking, so you can pick up walks when your schedule allows. If you have space (and your landlord’s permission, if you rent), you could offer overnight dog boarding. Read the fine print if you sign up for these services

Total time: Building a client base may take some time.
Setup: Can take a few weeks to be approved.
How easy to start: Love pets? You're good to go.
Age threshold: 18+.
How fast you'll get paid: Two days to a week.
13. Sell unused gift cards

Make extra money by selling unused or partially used gift cards on a site like CardCash or GiftCash. CardCash notes it will pay you up to 92% of the card’s value, or you can trade in your card for one you’ll use. Read more about what to do with unwanted gift cards.

Total time: In minutes if your gift card is for a popular store.
Setup: Easy.
How easy to start: The more gift cards you have to sell, the better.
Age threshold: Old enough to have a credit card.
How fast you'll get paid: A few days to about two weeks.
14. List your spare bedroom on Airbnb

Renting out your home or spare bedroom on vacation rental sites is another way to make extra money. Be prepared to spend some money to clean and keep up the property, replace home goods and pay toward service fees. And scrutinize your rental agreement, HOA rules and zoning or other restrictions before you get started.

Total time: Demand drives success, and that depends on your location.
Setup: A listing can be created and live in hours.
How easy to start: If you have a place to rent, it's a simple process.
Age threshold: 18+.
How fast you'll get paid: A day or more after check-in.

How to make money offline

There's online and at-home ways to make extra money — and then there's a third alternative: offline. This version of the gig economy may require more work, but the upside can be substantial. Since there’s no escaping the internet these days, some of these offline methods do have online components:
15. Sell your gently used clothes
A woman makes extra money by selling her clothes.

Selling clothes you no longer wear is a quick way to make some money. Start with local consignment shops to make money quicker or use sites like ThredUp and Poshmark to find buyers. When listing items online, be sure to take clear, well-lit photos of your pieces and research similar items to set competitive prices. Get tips on how to sell your clothing.

Total time: Varies by sales channel.
Setup: Easy and fast. You can simply go to a consignment shop or fill a box with clothes and send it in.
How easy to start: Easy. Cleaning out the closet may be the hardest part.
Age threshold: 13 for Poshmark, 18 for ThredUp.
How fast you'll get paid: Varies by sales channel.
16. Trade in old phones, electronics for cash

Have an old phone, iPad, laptop or gaming system lying around? Sell it on a site like Swappa, Gazelle or Facebook Marketplace. Check out Amazon’s trade-in program, which pays participants in Amazon gift cards — and eBay, too. If you’re in a rush, try an ecoATM kiosk, which offers cash on the spot for your device.

Total time: Lots of options, so your time spent will vary.
Setup: A breeze.
How easy to start: Easy, especially if your phone is in good shape.
Age threshold: Typically 18; check terms of service.
How fast you'll get paid: Varies by where you sell.

17. Get a babysitting gig

Everyone from college students to recent retirees can make money by watching other people’s children. Word-of-mouth referrals from friends and family are still a great way to get started, but you can also create a profile for free on Care.com or Sittercity to expand your reach. Note any specialized skills, such as CPR certifications, to make yourself more marketable.

Total time: Online setup takes minutes; neighborhood referrals may take a while.
Setup: Just minutes.
How easy to start: Getting the word out is the main thing.
Age threshold: Very young if you're using referrals. 18+ online.
How fast you'll get paid: When the parents come home.

18. Rent out your car

City-dwellers often don’t use their cars for days or weeks at a time. That idle time can translate to extra money with services like Getaround and Turo, which let you rent out your car by the hour or day. You take home the majority of those earnings, while Getaround or Turo takes a cut for protecting your car while it’s being rented.

Total time: Demand for your car will depend on the local market.
Setup: It takes about a half hour to set up an account.
How easy to start: With an appropriate vehicle, it's easy.
Age threshold: 21+ with a valid driver's license for Turo; Getaround does not list an age requirement.
How fast you'll get paid: Varies by site.
19. Sign up for TaskRabbit

If you actually enjoy putting together Ikea furniture or standing in long lines, you may be cut out for doing tasks for others. Websites like TaskRabbit can connect you with people who need help with a variety of things, such as moving, cleaning, delivery and handyman services. The site also offers several virtual and online tasks, such as helping with a research project or data entry. Read about how to get started on TaskRabbit.

Total time: Local demand for your skills will determine the time you spend.
Setup: A couple of hours, then some time for approval.
How easy to start: Easy, though you'll need to do some research.
Age threshold: 18+.
How fast you'll get paid: A few days after a job.

20. Become a private tutor

Parlay your math, science, foreign-language or test-prep expertise into a lucrative side gig by becoming a private tutor. You can tutor people online or in-person. What you charge can depend on your experience, expertise and what’s in demand. To get started, see what types of tutors are needed on Craigslist or create a profile on sites like Tutor.com or Care.com. You can also advertise your services at local schools and community centers.

Total time: Varies by subject matter. Some companies might require a minimum availability per week (e.g., Tutor.com requires 5 hours).
Setup: Can be a bit involved.
How easy to start: Students will have to find you, and that might take a while.
Age threshold: Any.
How fast you'll get paid: Depends on the platform; check the terms of service.

21. Drive for Uber, Lyft

Join Uber or Lyft (or both) and make money by driving passengers around. Just don’t forget to factor in gas and maintenance costs. You need an eligible car in good condition and must agree to a background check and a review of your driving history. Learn how to become an Uber driver or how to earn with Lyft.

Total time: Depends on your market demand.
Setup: A few weeks.
How easy to start: Not difficult, but you'll need the right type of vehicle.
Age threshold:  Depends on the service. For Uber, you must be licensed to drive in your locality with one year of licensed driving experience (or three years if you're under age 25). With Lyft, age varies by region from 21-25.
How fast you'll get paid: Very fast. Either instantly or within days.
22. Make deliveries for Amazon, Uber Eats

Take advantage of the growing delivery trend and sign up for a service like Instacart, Uber Eats, Postmates, DoorDash or Amazon Flex. You get paid per delivery, in most cases, and can even earn tips. A car isn’t always required — Postmates and, in some cities, DoorDash, lets you use a bike or scooter to make deliveries. However, a background check is almost always part of the deal. Learn more about how to get started with Amazon Flex, Uber Eats and Instacart.

Total time: Depends on your market demand.
Setup: About a week.
How easy to start: Easy, if you have dependable transportation.
Age threshold: Varies by the service, but at least 18 if not older.
How fast you'll get paid: Varies by vendor.
23. Find work as a housesitter

If you’re willing to watch someone’s home — and maybe feed the pets, water the plants and take out the garbage — become a housesitter. Tap your personal network for referrals or try out HouseSitter.com, which connects homeowners with housesitters.

Total time: Depends on your market demand.
Setup: Minutes — or more if you try to drum up business by referrals.
How easy to start: That can depend on the need in your area.
Age threshold: Varies by site.
How fast you'll get paid: Typically at the end of a gig; make arrangements with clients.
24. Sign up to be a mystery shopper

Businesses often want to know how they’re performing from a customer’s perspective. Sign up to be their eyes and ears. You can apply online via sites like IntelliShop, BestMark and Sinclair Customer Metrics. Just beware of scams and do thorough research before signing on.

Total time: Varies by site.
Setup: Applying takes little time, but approval can take a while.
How easy to start: Relatively easy if you have required transportation and tech.
Age threshold: May vary by site.
How fast you'll get paid: Varies by company.